PDF presentation 246KB View Powerpoint presentation 353KB View Choose Section Play All Introduction - Ken Carter, Chairman Financial Highlights JLT Group Expense Ratio Turnover Breakdown 2005 Risk & Insurance 2005, part 1 JLT Risk Solutions Group Risk & Insurance 2005, part 2 Risk & Insurance - JLT USA Risk & Insurance 2005, part 3 PSA Income Insurance Market update Employee Benefits Group Employee Benefits Introduction - Dominic Burke, CEO Underlying business remains very strong JLT Future Prospects Q&A Q1: FX/RSCR/EB/Pensions A1: FX/RSCR/EB/Pensions Q2: Costs/USA/Strategy A2: Costs/USA/Strategy Q3: Salary F/Margins/EB/IB A3: Salary F/Margins/EB/IB Q4: Div/Non Marine/Nimble A4: Div/Non Marine/Nimble Q5: RI new hires/Future A5: RI new hires/Future